The thesis had as objective to examine the development and challenges faced in e-commerce transac tions with consideration to Cameroon and Finland. E-commerce has been on a constant growth for over a decade and its effect is highly significant in the business world. This thesis examined how ef fective e-commerce has become. The research carried out also aimed at identifying the challenges of e-commerce in Cameroon and Finland.

There were significant studies and research carried out on this thesis to analyse e-commerce in the fi nancial sector. In Cameroon, e-commerce has undoubtedly taken a positive turn as it is highly appre ciated by the people and has received great support from the government in the provision of stream lined measures and platforms to support this form of business transaction. E-commerce has greatly influenced economic development and persuaded high productivity throughout the national territory.

This thesis acquired its data via pertinent research findings from the internet, journals, newspapers, and books. The thesis was carried out in a descriptive manner with questionnaires being issued to sev eral respondents both in Cameroon and Finland. All the necessary feedback and results from the ques tionnaires were collected and carefully analysed.

Finland being a developed nation is more advanced in e-commerce compared to Cameroon as was discovered during the thesis research. The main reason for this was discovered to be the lack of e commerce knowledge in most parts of Cameroon. However, the thesis discovered that Cameroon’s e commerce still has much possibility for growth. This was due to the fact that many businesses and en trepreneurs in Cameroon are embracing online platforms for their operations and more parts of the country are being exposed to internet operations and the use of social media platforms. That notwith standing, much still needs to be done by the state in enhancing campaigns to promote e-commerce. This will boast entrepreneur and public knowledge on the benefits of e-commerce transactions.